What Is a Dividend? Here’s how you Benefit as a Member

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Posted by: Marketing Team
Posted on: 05/03/2025

Your Share of Our Success

As a member-owned credit union, Derbyshire Community Bank is run for the benefit of its members, not for external shareholders. That means when we do well, you do too!

If you’re eligible, your share of the profits will be paid directly into your account. The amount you receive depends on your average savings balance over the year, so the more you save, the greater your reward!

Why do we pay a dividend?

Unlike high street banks that pay interest, credit unions distribute profits back to members as a dividend. It’s our way of saying thank you for saving with us and being part of a community that supports financial wellbeing.

Remember – You don’t need to do anything. if you qualify, your dividend will be added to your account automatically.

Thank you for being part of Derbyshire Community Bank! Together, we make saving and borrowing fairer, easier, and more rewarding.

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