Derbyshire Community Bank is privileged to be supported by many councils, businesses, charities, religious groups and others as well as our 4,000 individual Members.
We are a community-focussed financial cooperative, here to support those who live or work in Derbyshire and Derby city, helping people to save regularly, borrow affordably when they need to, and learn how to manage their money well. If your organisation supports are objectives and wants to partner with us then welcome aboard!
Here are a few things you can do, and some things we can do for you.
Firstly, your organisation can join us as a corporate Member. Any savings deposited enables us to lend back into our community. Find out more here.
Offering Payroll Deduction with DCB as an employee benefit works for you as the employer, and is a valuable service for your employees as they decide how much to save, this is deducted from their pay packet and credited to their Credit Union savings.
Employees also have access to our affordable loans. Payroll deductions are adjusted to repay the loan from their payslip. Employees’ individual savings and loans are kept confidential and are not disclosed to the employer. We can however provide management information to monitor the take-up and effectiveness of the scheme.
Employers offering payroll saving to their employees have the reassurance that their people are taking responsibility for their money; they are putting some money aside for when they need it, and they have access to the affordable loans from DCB.
Contact us for more information via business@dcbank.org.uk or call 01332 348144
What if you could help your employees, customers and clients with little effort and no cost to your business?
It is easy to promote credit union savings and loans in a few simple ways:
Boosting financial capability by encouraging regular saving and affordable borrowing is not only good for everyone’s financial and mental wellbeing, it is also good for your business; a feature of your Corporate Social Responsibility (CSR).
Credit union is for everyone, regardless of income. Because of our ethos, we can help people avoid a personal financial crisis (build financial resilience) and after a crisis (financial capability). There are other organisations better able to support people in a crisis, which can be complex, and we will signpost to them when appropriate. We can provide general money guidance, but we are not financial advisors or debt advisors.
Our Partners support us in many ways; by signposting customers to us, payroll deduction facility for their staff or holding a corporate saver account with us.
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Derbyshire County Council supports all the credit unions across Derbyshire, and we provide payroll deduction facility to council employees as part of their employee wellbeing package. |
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Derby City Council provides payroll deduction facility to council employees as part of their employee wellbeing package. |
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Derby Homes supports tenants that joined DCBank, and provides payroll deduction facility to council employees as part of their employee wellbeing package. |
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The Loan Shark Team, or The England Illegal Money Lending Team (IMLT) does a fantastic job raising awareness of illegal lending, signposting people to credit unions as an ethical, affordable and regulated option. Contact them 24/7 on 0300 555 2222 to report a suspected loan shark. |
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Erewash Borough Council supports all the credit unions across Derbyshire, They provide us (DCB) with create promotion & support. |
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South Derbyshire Council offers a variety of resources aimed at helping residents manage their finances more effectively. On their Help with Money page, you will find information about the support available for council tenants, including benefits advice, help with rent arrears, and access to budgeting tools. Additionally, they provide guidance on how to claim relevant benefits and financial aid to ease financial pressures. |
| Your organisation could be here – contact us! |
